UK Mortgage / London Mortgage

Gherkin-City-Of-London-Mortgages

MortgageWise, a specialty mortgage consultancy firm based in Singapore, now brings you the most comprehensive solution for all your property investments needs in UK be it for a new purchase or remortgaging of existing loan.  Brexit or not, the City of London or the financial district of London, remains one of the global financial powerhouse of the world which will continue to attract global talent with its long established rules of law, investor protection, use of English as working language and its Ivy league of education institutions.

Besides giving you the lowdown on all financing options in both SGD or GBP from banks in Singapore, we have tied up exclusively with our strategic partner in London to bring you the most attractive buy-to-let packages from private banks in UK, with GBP financing tracker & discount rates from as low as 1.75% p.a.!  What’s more have your personal private banker in London look after your investments in UK & Europe with the world truly your oyster.

What You Need To Consider

  • Generally banks in Singapore lend only for purchases in Central London (Zone 1-3) and subject to approved projects.  If you are interested in financing options in other cities like Manchester etc you need to access loans from UK lenders
  • Singapore banks do not lend to UK citizen, PR or tax residents.   If you are a UK resident or you have a UK residential address, speak to us on how we could get the best interest from UK private banks through our exclusive mortgage partner in London, subject to a minimum loan size of GBP400,000.
  • Financing in GBP or SGD carries unique rewards and risks considerations which we will walk you through using our MortgageWise framework.  Sing Dollar has long been regarded as safe haven currency in this part of the world and its appreciation against other currencies including GBP may be a positive factor to investors.  The flip side, however, is the SGD benchmark interest of 3-month SIBOR’s general correlation with the US federal funds rate which is expected to rise whereas Bank of England (BOE)’s benchmark interest may head in the opposite direction in near term.  Investors need to carefully consider his or her position and outlook.
  • With MMR (Mortgage Market Review) in UK, high-street banks are finding it difficult to lend to overseas clients and to account for the higher risks involved due to offshore income, not all mortgage brokers in UK can get you the right package at the right costs.
  • With TDSR (Total Debt Servicing Ratio) in Singapore, there is a cap on the maximum leverage one can take on from all banks operating out of Singapore.  You may need to consider if you like to set aside some of your “TDSR capacity” for another Singapore property or real estate investments in Asia like in Australia etc.

Speak to our dedicated and professional mortgage consultants at MortgageWise, located in Singapore, and we will work closely with our partners based in London, and together as a team we endeavour to bring the best-in-class financing options to all HNWI (high net worth individual) investors from Asia.  And should there by any fees involved that is justified by the competitive quotes sourced, we will disclose these to you and you will make the final call.  No obligations.

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Receive $50 Or $100 TANGS GIFT VOUCHER (Min S$500K) When You Get A Loan Through Us!

Get the best rates be it in SGD or GBP from both Singapore & UK-based private banks.  Work with our exclusive mortgage partner based in London.  We bring you the most comprehensive solutions for your London & UK property financing needs

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Some Of Our Competitive Tracker Rates

1-Jul-17INLOAN PEG+   INT   AVE 
Yr 1Yr 2Yr 3Yr 4(On)Yr 1Yr 2Yr 3Yr 4(On)Ave 3yrs
new purchase housing loanGBP3M COF +2.502.502.502.503.003.003.003.003.00Click to Apply
new purchase housing loanSGD3M SIBOR +2.252.252.252.253.253.253.253.253.25Click to Apply
new purchase housing loanSGD3M SIBOR +2.252.252.252.253.253.253.253.253.25Click to Apply
new purchase housing loanSGD3M SIBOR +2.252.252.252.253.253.253.253.253.25Click to Apply
new purchase housing loanGBP3M LIBOR +3.003.003.003.003.303.303.303.303.30Click to Apply
new purchase housing loanGBP3M COF +3.003.003.003.003.303.303.303.303.30Click to Apply
new purchase housing loanSGD3M SIBOR +2.502.502.502.503.503.503.503.503.50Click to Apply
new purchase housing loanSGD3M SIBOR +2.502.502.502.503.503.503.503.503.50Click to Apply
new purchase housing loanGBP3M COF +3.253.253.253.253.613.613.613.613.61Click to Apply

If You Own Singapore Properties, See Also Our Top 10 Packages For SG Mortgages:
Private Property Completed (Floating Rate) | Private Property Completed (Fixed Rates) | Private Property BUC
HDB Completed (Floating Rate) | HDB Completed (Fixed Rate)
Commercial Property Under Personal Name (Floating Rate) | Commercial Property Under Personal Name (Fixed Rate)

*Note the following :

  • Loan Peg refers to the benchmark used which the loan is pegged to, typically SIBOR or the bank’s own defined cost of funds (COF) for that currency that the loan is denominated in. The bank then add a spread on top of this peg to derive the final INT (interest) for the borrower.
  • SIBOR (Singapore Interbank Offer Rate) is updated weekly (see bottom of our Home page) based on rates published on ABS website which is 7 days after (from 1 Oct 2015)

 

Take Action Today

Get Our Rates Report & Have Our Mortgage Consultant Call You Back

Contact Me Now

 

 

If You Own Singapore Properties, See Also Our Top 10 Packages For SG Mortgages:
Private Property Completed (Floating Rate) | Private Property Completed (Fixed Rates) | Private Property BUC
HDB Completed (Floating Rate) | HDB Completed (Fixed Rate)
Commercial Property Under Personal Name (Floating Rate) | Commercial Property Under Personal Name (Fixed Rate)

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