Commercial Property Under Personal Name – Fixed Rate Mortgage
Receive $50 Or $100 TANGS GIFT VOUCHER (Min $500K) When You Get A Loan Through Us!
You get the same rates and submit your docs directly to the bank, not to us. Plus you get special rates from our partner law firms which is the lowest in market! So why not hear our views — which loan is the best? Find out why you should use a mortgage broker.
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(Note: We have replaced this page on 1 Mar 2018!)
Check out our new Interactive Rates Display Engine for the latest commercial property loan packages -> Click HERE
Our Home Loan Rates Report shows you everything you need to know about the packages including lock-in period, penalty, availability of legal subsidy & how much, etc. Request for a free copy today!
The mortgage loan packages above are sorted and ranked in order of the lowest average mortgage rate in the first 3 years. Three-year average rate is used as an basis for evaluation as most borrowers can refinance or switch to a different bank after this period without incurring any penalty or clawback of legal fee subsidy (if applicable).
However going with this lowest average rate may or may not be the best choice for you as everyone’s needs and circumstances are different. For commercial property loans, depending on factors like is it for own-use or investment, local versus foreign ownership, etc, there are many idiosyncratic policy guidelines and restrictions from each bank which may affect things like the maximum loan or LTV, availability of cashout or gearing up, and so on. To find out more, speak to an experienced mortgage consultant today who can walk you through the differences and look at its total value proposition.
Mortgage rates in Singapore can be either floating or fixed. Since 2009 after the Great Recession, we have seen lower than usual mortgage rates of below 1.5%p.a. for long periods however with the imminent economic recovery in the US that is set to change. Clients are now advised to look at fixed mortgage rate loans wherever available which basically provide a good hedge against the rise in market rates in the next few years.