Fixed Rate HDB Home Loan
Receive $50 Or $100 TANGS GIFT VOUCHER (Min $500K) When You Get A Loan Through Us!
You get the same rates and submit your docs directly to the bank, not to us. Plus you get special rates from our partner law firms which is the lowest in market! So why not hear our views — which loan is the best? Find out why you should use a mortgage broker.
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(Note: We have replaced this page on 1 Mar 2018!)
Check out our new Interactive Rates Display Engine for the latest HDB property fixed rate packages -> Click HERE
Our Home Loan Rates Report shows you all that you need to know about the packages above including lock-in period, penalty, availability of legal subsidy & how much, etc. Request for a free copy today!
The HDB home loans above are sorted and ranked in order of the lowest average interest rate in the first 3 years. Three-year average interest is used as an basis for evaluation as most borrowers can refinance or switch to a different bank after this period without incurring any penalty or clawback of legal fee subsidy (if applicable).
Going with this lowest average rate may or may not be the best choice for you as everyone’s needs and circumstances are different. Some people might want to look at 2 years’ average with a view to sell the property and exit the market. Also different banks’ packages have different features which might interest or be of value to some for example single rate (or infinity rate), free switching of interest period, fixed instalment period, low re-pricing fee, or even a mortgage-linked savings account that pays the same deposit interest as your HDB home loan interest rate. Speak to an experienced mortgage broker today who can walk you through and look at the total value proposition.