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Home Loan Search?

We Get You The Best Home Loan Rates In Singapore!


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Why work with a mortgage consultant (or broker) like us?  Because not only is our service free but many are beginning to realise they do get better rates (from lowest 1.31%) and make better informed mortgage decisions going through us!

Since 2014, hundreds of clients both Singaporeans here and abroad as well as foreign investors have already benefited from our unique service, accurate information & expert advice.   See their testimonials.


$700 Cash Savings

(For Private Purchase Loan OR $150
For Refinancing With Legal Subsidy)

*min. loan $500,000. Other terms apply.

Apply Now

Or Call Hotline 62211089

We are operational 8AM to 10PM daily including weekends.







Check out fixed rates for private properties, and more…


Request for our rates report today where we summarise the latest housing loan packages from each bank, and breaking down neatly for you all the pertinent information like lock-in period, refinancing legal subsidy, etc.  All at-one-glance.

Have Our Consultant Call You Back. First Get Our Rates Report. Click ->

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Be it for getting an In-Principle Approval before you go shopping for your property, or for refinancing talk to us today for fixed rate or floating rate, private residentialcommercial property or HDB, completed or BUC (building-under-construction).



satisfied mortgage loans customers of MortgageWise

Serving clients since 2014, read the growing list of accolades from our happy clients … as we continue to strive for service excellence, in-depth analysis, unbiased recommendation, and always putting your interest first.

Call Hotline 62211089

We are operational 8AM to 10PM daily including weekends.

See Top 10 Singapore Home Loan Rates


We Work With All The Major Banks In Singapore :



Singapore money market rates updated weekly based on rates published on ABS website 7 days after (from 1 Oct 2015) :

Singapore banks offer both fixed and floating (or adjustable) rate home loans where fixed is generally only for the initial few years of the tenure typically up to the first three years after which it reverts to variable rate mortgage.

SIBOR or the Singapore Interbank Offer Rate, analogous to LIBOR, is used commonly to price home loans for a long time in Singapore until 2014 when banks start to introduce FDR (fixed deposit rate home loan peg) which is pegged to a pre-designated fixed deposit tranche chosen by the respective banks.  It goes by different names according to the banks eg. FHR, FDMR, etc.  We do extensive coverage of FDR in our blogs, something which is unique to the Singapore mortgage market.

OCBC, one of the big three lenders in Singapore, broke with ranks and introduced yet another revolutionary loan peg called OHR (OCBC Home Loan Rate) in Sep 2017 where it is derived from the long-term average of the 1-month and 3-month SIBOR over last 12 years.  The bank commits that OHR will not fluctuate with short-term movements in market rates.

Mortgage lenders in Singapore include but not limited to : DBS, UOB, OCBC, Citibank, Stanchart, Maybank, HSBC, CIMB, RHB, Bank of China, Bank of East Asia, State Bank Of India, Hong Leong Finance, Singapura Finance

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