Financing of commercial property in Singapore is primarily offered by only a handful of lenders, unlike residential properties. The interest rates are generally of much higher spreads especially after the lock-in period which makes “thereafter” rate a more important consideration.

We provide both comparison of packages for those financing under personal name and those under private limited companies.  For the latter, there is generally a differentiation between financing for own-use property where there is a core operating business, and those which are setup solely for holding of the commercial property, commonly referred to as investment-holding companies (IHCs).

We only showcase the rates for financing under personal names.  You do need to contact us and speak to our consultants for those seeking purchase or refinancing under company names.