Become Mortgage-Free* in 6 Years
(Coming Soon…Relaunch 2026!)
$500,000* Property Portfolio in 6 Years
Build a pot of gold through debt structure with $25,000 and initial monthly commitment of just $750!
Stay tuned for the choice of gift (min. loan $500,000) coming in 2026:
A $100 FairPrice eGift Voucher
OR
A 12-month self-study email course which shows you step-by-step how to build a $500,000* property portfolio and become mortgage-free* in 6 years!
(Live demo link below)
“Why pay the monthly mortgage using your own money? Learn how to create a cash flow structure to let your mortgage payment go autopilot!”
Some think that’s impossible, but don’t wait till it’s too late to find out. Mortgage remains your single biggest financial commitment even as A.I. continues to disrupt jobs massively in the coming decade.
The only way to beat that is to become asset owner, and to do it fast and do it big! That’s what we hope to share with clients in this unique course when you choose to work with us. Don’t just go for some quick gain or cash back or the convenience of reprice. Go for the grand prize and acquire this vital knowledge FREE!
Others think this is about investment but it’s not that. Investing is about capital gains which is not guaranteed. If there’s now a consistent S$20,000 of “free money” that flows through the economy every year which you can harness to pay your mortgage, then why not learn how to grab it?
In fact, once you understand how to approach REITs the same way you invest in properties – conduct your viewing, do your location research, collect the rents on time and track them, manage your mortgage costs, etc – you’ll be blown away such a simple cash flow system exists right here in Singapore!
This is exactly what this course is all about – achieving both rental yield (10%) and capital gain at the end of the holding period – the very reason why you invest in properties in the first place! And become mortgage-free too.
No other broker or repricing bank can show you how to do that! The best part is now you can learn this for free.
Choice of a Free Course (US$297)
Or a $100 FairPrice eGift Voucher
Selling in Kinokuniya, Popular & all major bookstores in Singapore
Mortgage-Free in 6 Years
The Complete Startup Course (Book Included)
It’s a 12-month self-study course on fortnightly emails which comes complete with free 300-page workbook, step-by-step instructions, tutorials, tools, templates and powerful resources to help you master the following:
1. How to build a $500,000* property portfolio on REITs in 6 years, starting with a one-time investment of $25,000 and initial monthly commitment of just $750?
2. How to generate more than 10% return p.a. on REITs by focusing on only blue-chip names?
3. How to structure your mortgage to create an autopilot cash flow system and become mortgage-free* in 6 years?
Learn how to deploy mortgage in a 7-Step system which spells your financial F.R.E.E.D.O.M.:
Follow the Model
Raise the Capital
Execute the Swaps
Eliminate the Risks
Document Results
Overcome Fear
Master Debt
Course Resources:
300-Page Workbook | MF6 Financial Model (for PTE/HDB) | Retirement Expenses Calculator | Attack Plan Calculator | REIT Rotation Kit | Portfolio Dashboard
BONUS GIFT #1:
First-ever mortgage affiliate program which pays recurring 20% commission for life!
BONUS GIFT #2:
A powerful trading account with the lowest brokerage commission rate and interest rate!
Selling for usual price of US$297, it delivers an estimated value of more than S$1,500!
See course outline & introduction, plus a live demo portfolio (2025 to 2030) at our affiliated website for financial education:
* Subject to interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks; becoming mortgage-free on S$16,000 a month income and S$4 million retirement assets will require additional ownership of a Singapore private property and the meeting of certain loan & seed capital requirement.
** Both gifts subject to min loan of $500,000
Why Not Get It Free?
Just take your loan or refinance through us today
Why compare home loan packages to save only that 0.1% to 0.2% when you can save thousands of dollars every month? Stop paying the bank interest, stop paying the mortgage completely!
Our executive director and author of the book, Darren Goh, has been living this mortgage-free life since 2022! He’s now sharing this new transformative knowledge in his new book and unveiling a whole new approach to property investment via REITs and mortgage structures which is not only safe but attainable by most – become mortgage-free* and retire with potentially up to S$4 million* asset and S$16,000* passive income!
Few brokers can show you the interest rate cycle and how to get mortgage decisions right, let alone a system to become completely mortgage-free in 6 years!
Better yet, if you have a mortgage to review right away, why not get this Startup course (book included) free?
Generate 10% Yield on REIT Investments
No longer a fantasy if you know how. And we’re talking only blue-chip names here.
Autopilot Cash Flow System
A system which works only in Singapore and few other places where all the conditions are favourable.
“Imagine what you can do with that extra few thousand dollars every month, if you no longer need to pay the mortgage?”
Autopilot cash flow to become mortgage-free
Live Your Dream!
Whether it’s a $500,000 or a $5 million loan, you’ll be mortgage-free* all the same after applying the techniques in the book.
It’s no longer a pipe dream or a matter of luck.
It’s now achievable for almost anyone so long as you can first avail yourself of one private residential property in Singapore.
Plus, you have some capital to seed the entire system so that it goes into an autopilot mode after a while.
So, if you have a mortgage to review soon within the next few months, take the first step – speak to us and get the whole Startup course delivered free, worth over S$1,500!
What the book is all about..
How Can You Plan for Retirement in a World with Higher Inflation?
With practical writings like a workbook, mortgage expert and contrarian property investor Darren Goh reveals step-by-step how a middle-income salaried worker living anywhere* could invest in Singapore properties and potentially become mortgage-free in just 6 years, through a revolutionary 7-step F.R.E.E.D.O.M. system that’s almost guaranteed to deliver a retirement net worth of up to S$4 million*.
Uncover and profit from the following secrets:
- Why it’s wrong to pay off a mortgage early?
- Why good debt is the missing piece in wealth creation which most can’t see?
- How one of the best investment vehicles in the world exists right here in Singapore, yet it is dismissed by its own citizens as too risky, technical and boring (for the retirees)?
- How foreigners too can profit from this gem of investment in dynamic Asia?
- (For Singaporeans) What’s the real reason for upgrading from HDB (public housing) to private properties and why the best age to do that is at 33?
At the heart lies a contrarian approach to property investment which any global real estate investor ought to sit up and take notice of. Defying up to seven conventional thinking in personal finance, it will blow your mind!
Sample a free chapter below.
Selling in Kinokuniya, Popular & all major bookstores in Singapore
Mortgage-Free in 6 Years
The Complete Startup Course (US$247)
Get the gift of a free 12-month self-study course (book included) where you will master:
- How to build a $500,000* property portfolio on REITs in just 6 years?
- How to generate 10% return by focusing only on blue-chip names?
- How to structure your mortgage to create autopilot cashflow and become mortgage-free* in 6 years?
* Subject to interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks; becoming mortgage-free on S$16,000 a month income and S$4 million retirement assets will require additional ownership of a Singapore private property and the meeting of certain loan & seed capital requirement.
Disclaimer:
MortgageWise Pte Ltd is not in the business of providing financial advice nor are we licensed or regulated by MAS under the Financial Advisory Act (FAA) in Singapore. All information presented are opinions and any representations given, whether by way of example, illustration or otherwise, are purely portfolio allocation advice and not recommendations or inducements to buy, sell or hold any particular investment product or class of investment product. All opinions are generic in nature and are not tailored to the particular circumstances of any reader. Seek advice from a qualified financial advisor before making any investment decision.
Though every effort has been made to ensure the accuracy of the information and figures presented, we make no representations or warranties with respect to the accuracy or completeness of the contents in this blog and specifically disclaim any implied warranties or fitness for a particular purpose. We shall not be held responsible for any financial loss or any other damages suffered whatsoever, directly or indirectly, if you choose to follow any of the advice or recommendations given in this blog.