Become Mortgage-Free in 6 Years

The mission in the next phase of our growth – to free lives!

front cover of Mortgage-Free In 6 Years

Selling in Kinokuniya, Popular & all major bookstores in Singapore

The Complete Starter Pack

(Book included, worth over S$1,500!)

Why compare home loan packages to save only that 0.1% to 0.2%  when you can save thousands of dollars every month?  Stop paying the bank interest, stop paying the mortgage completely!


Celebrating our 10th year, besides getting you the lowest home loan rates, we’re going to bring you the highest value that no broker or repricing bank can offer we’ll show you the unique autopilot cash flow system to become mortgage-free in 6 years!


Many people grow their wealth through rock-solid property investments.  It works for a simple reason  you can go big on leverage with a mortgage yet sleep soundly at night, even when stock market crashes!


If you understand that and how, despite the rise in stock valuations and emergence of new asset classes like cryptocurrency, property remains one of the best hedges against inflation as we move rapidly into an aging society, you’ll be excited with the discovery of this new system for wealth creation.


We’ll show you how, through debt structuring and a robust risk management framework, you can set up this system for property investment which works only in Singapore (unknown to most) and few other places where all the conditions are favourable.


Before you get confused, we’re not selling investment schemes or asking you to pay thousands of dollars in training programs.


The author of the book Darren Goh, our executive director, has been living this mortgage-free life since 2022!  He’s now sharing this knowledge in a new book which unveils a whole new approach to property investment which will allow anyone to become mortgage-free in 6 years, and retire with potentially up to S$4 million* asset and S$16,000 passive income!


Sceptical?  The proof is in the pudding.  You are welcome to buy the book, now selling fast in Kinokuniya, Popular and all major bookstores in Singapore.  It’s open for your scrutiny! (Sample a free chapter below)


However, you’ll likely still struggle just reading the book and trying to implement the whole system on your own.  Beginners’ errors can be costly.


A better way is to purchase the Starter Pack at US$247 from our eStore where you get the book couriered to you, complete with step-by-step tutorials, guides, tools, templates and resources over a 12-month email course, to help you start up the whole system in no time!


Better yet, if you have a mortgage to review right away, why not get both the book and Starter Pack from us here, free?

Autopilot Cash Flow System

Works in Singapore & few other places where all conditions are favourable.

$500,000 Retirement Asset in 6 Years

Build a pot of gold through debt structure with just $25,000 and monthly commitment of $750!

First-Ever Mortgage Affiliate Program

Get paid US$50 to your PayPal per person per year for life*.

Imagine what you can do with that extra few thousand dollars every month, if you no longer need to pay the mortgage?

The Retirement Conundrum

Property Investment Vs. Retirement Goals


Most people see mortgage as a liability to pay down quickly, when it’s actually the best tool ever that you can deploy for wealth creation!


You can be debt-free, but are you worry-free financially as we face a cost of living crisis living in an expensive city like Singapore?


Few people have done the numbers actually..


Supposing you are 40 this year and looking to retire by 65, and you reckon you could retire on a monthly income of S$5,000 today, not lavish but just getting by.


Compounding this number by average 3.5% inflation over the next 25 years may shock you – you’ll need almost S$12,000 a month by age 65 to derive the same utility value as S$5,000 today!


Double that for a retiring couple and you need almost S$300,000 income a year!  And that’s not counting all the rising medical costs which is not inflating at merely 3.5% every year (ask those who just paid the hospital rider plan premiums)


At 2% net rental yield (after taxes and expenses) for property investments in Singapore, you’ll need a property portfolio of almost S$10 million for your desired lifestyle!  And you’ll need more than one property.


Without realising, our property investments compete directly with the imperative need to plan for retirement in a rapidly-aging society with rising prices and health care costs!


How else can we plan for retirement?  “Sell the goose which lays the golden eggs” in our silver years (liquidate the asset)?


Get this Starter Pack which will show you how you can use your mortgage to power wealth creation in ways you’ve never thought possible, like creating a $500,000 retirement asset in just 6 years!  Starting with just $25,000 and a monthly commitment of $750.


Not only that, we’re gonna bring you more value over time, like a mortgage affiliate program which keeps paying you passive income!

First-Ever Mortgage Affiliate Program

(Recurring Commission For Life**)

Get paid 20% recurring commission for life**, that’s US$50 in cash to your registered PayPal account for the program every year!


We take affiliate marketing to a whole new level – offline!  There’s no need for websites or social media accounts.  Simply invite your friends/colleagues to our landing page with your personalised invite link!


As everyone renews the annual subscription to stay in the program, not just for the timely updates and useful prompts to keep the autopilot cash flow system running, but to benefit from a slew of monetary benefits like the lowest rates & fees for all platforms and solutions, the commissions becoming recurring for life**!

**Based on unlimited annual renewals unless program is stopped due to fraud or technical reasons, other terms apply.

Autopilot cash flow to become mortgage-free

Live Your Dream!

Whether it’s a $500,000 or a $5 million loan, you’ll be mortgage-free all the same after applying the techniques in the book.


It’s no longer a pipe dream or a matter of luck.


It’s now achievable for almost anyone so long as you can first avail yourself of one private residential property in Singapore.


Plus, you have some capital to seed the entire system so that it goes into an autopilot mode after a while.


So, if you have a mortgage to review soon within the next few months, take the first step – speak to us and get the whole Starter Pack delivered free, worth over S$1,500!

What the book is all about..

How Can You Plan for Retirement in a World with Higher Inflation?

With practical writings like a workbook, mortgage expert and contrarian property investor Darren Goh reveals step-by-step how a middle-income salaried worker living anywhere* could invest in Singapore properties and potentially become mortgage-free in just 6 years, through a revolutionary 7-step F.R.E.E.D.O.M. system that’s almost guaranteed to deliver a retirement net worth of up to S$4 million*.

Uncover and profit from the following secrets:

  • Why it’s wrong to pay off a mortgage early?
  • Why good debt is the missing piece in wealth creation which most can’t see?
  • How one of the best investment vehicles in the world exists right here in Singapore, yet it is dismissed by its own citizens as too risky, technical and boring (for the retirees)?
  • How foreigners too can profit from this gem of investment in dynamic Asia?
  • (For Singaporeans) What’s the real reason for upgrading from HDB (public housing) to private properties and why the best age to do that is at 33?

At the heart lies a contrarian approach to property investment which any global real estate investor ought to sit up and take notice of.  Defying up to seven conventional thinking in personal finance, it will blow your mind!

Sample a free chapter below.

Mortgage-Free in 6 years

Selling in Kinokuniya, Popular & all major bookstores in Singapore

Get 2.45% Fixed

Plus learn this autopilot cash flow system to become mortgage-free, with a Starter Pack (book included) worth over S$1,500!

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* Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks

Disclaimer:
MortgageWise Pte Ltd is not in the business of providing financial advice nor are we licensed or regulated by MAS under the Financial Advisory Act (FAA) in Singapore. All information presented are opinions and any representations given, whether by way of example, illustration or otherwise, are purely portfolio allocation advice and not recommendations or inducements to buy, sell or hold any particular investment product or class of investment product.  All opinions are generic in nature and are not tailored to the particular circumstances of any reader.  Seek advice from a qualified financial advisor before making any investment decision.

Though every effort has been made to ensure the accuracy of the information and figures presented, we make no representations or warranties with respect to the accuracy or completeness of the contents in this blog and specifically disclaim any implied warranties or fitness for a particular purpose.  We shall not be held responsible for any financial loss or any other damages suffered whatsoever, directly or indirectly, if you choose to follow any of the advice or recommendations given in this blog.