Become Mortgage-Free in 6 Years

Small savings or big win? You decide.

Work with us on your mortgage and choose a token gift (min. loan $500,000) of either a $100 FairPrice eGift Voucher OR a 12-month self-study email course which shows you step-by-step how to become mortgage-free in 6 years!

“Why pay the monthly mortgage using your own money?  Now, there’s a much better way which works only in Singapore and few other countries.”



No other broker or existing bank can show you how to do that!


Some people think this is about investment but it’s not.  Investing is about capital gains which is not guaranteed. If now there’s consistently S$20,000 of “free money” that flows through the economy every year which you can harness to pay your mortgage, then why not learn how to grab it?


Once you understand how it works, you’ll be blown away that such a simple system exists right here in Singapore!  The best part is now you can learn this for free.


Nobody has ever told you that you could structure your loan to get both leverage and cash flow to power your property investments, by generating a yield of 10% p.a. every single year!


The course comes complete with free 300-page workbook, practical instructions, templates, tools, and powerful resources including a first-ever mortgage affiliate program!  It sells for US$247 (Usual Price).


Few brokers can show you the interest rate cycle and how to get mortgage decisions right, let alone a system to become completely mortgage-free in 6 years!


To score the biggest win in mortgages, forget cashback and frivolous gifts, neither can you just take the easy route to reprice your loan.  Small savings or big win, you decide.

Choice* of a Free Course (US$247)

Or a $100 FairPrice eGift Voucher

front cover of Mortgage-Free In 6 Years

Selling in Kinokuniya, Popular & all major bookstores in Singapore

Mortgage-Free in 6 Years

The Complete Startup Course (Book Included)

It’s a 12-month self-study course on fortnightly emails with step-by-step lessons, tutorials, templates and powerful resources to help you master the following:


1. How to build a $500,000 property portfolio on REITs in 6 years, starting with a one-time investment of $25,000 and initial monthly commitment of just $750?


2. How to generate more than 10% return p.a. on REITs by focusing on only blue-chip names?


3. How to structure your mortgage to create an autopilot cash flow system and become mortgage-free in 6 years?


Learn how to deploy mortgage in a 7-Step system which spells your financial F.R.E.E.D.O.M.:

     Follow the Model
     Raise the Capital
     Execute the Swaps
     Eliminate the Risks
     Document Results
     Overcome Fear
     Master Debt


Course Resources:
300-Page Workbook | MF6 Financial Model (for PTE/HDB) | Retirement Expenses Calculator | Attack Plan Calculator | REIT Rotation Kit | Portfolio Dashboard


BONUS GIFT #1:
First-ever mortgage affiliate program which pays recurring 20% commission for life!

BONUS GIFT #2:
A powerful trading account with the lowest brokerage commission rate and interest rate!


Selling at the usual price of US$247 on our affiliated website for financial education, it delivers an estimated value of more than S$1,500, including a first-of-its-kind affiliate program with recurring passive income not unlike getting a $500 CDC voucher top-up every year!


More details on course outline and introduction here: Singapore REITs Investing



* Both gifts subject to min loan of $500,000

Why Not Get It Free?

Just take your loan or refinance through us today

Why compare home loan packages to save only that 0.1% to 0.2%  when you can save thousands of dollars every month?  Stop paying the bank interest, stop paying the mortgage completely!


Our executive director and author of the book, Darren Goh, has been living this mortgage-free life since 2022!  He’s now sharing this new transformative knowledge in his new book and unveiling a whole new approach to property investment via REITs and mortgage structures which is not only safe but attainable by most – become mortgage-free and retire with potentially up to S$4 million* asset and S$16,000 passive income!


Better yet, if you have a mortgage to review right away, why not get this Startup course (book included) free?

$500,000 Property Portfolio in 6 Years

Build a pot of gold through debt structure with $25,000 and initial monthly commitment of just $750!

Generate 10% Yield on REIT Investments

No longer a fantasy if you know how.  And we’re talking only blue-chip names here.

Autopilot Cash Flow System

A system which works only in Singapore and few other places where all the conditions are favourable.

Imagine what you can do with that extra few thousand dollars every month, if you no longer need to pay the mortgage?

Autopilot cash flow to become mortgage-free

Live Your Dream!

Whether it’s a $500,000 or a $5 million loan, you’ll be mortgage-free all the same after applying the techniques in the book.


It’s no longer a pipe dream or a matter of luck.


It’s now achievable for almost anyone so long as you can first avail yourself of one private residential property in Singapore.


Plus, you have some capital to seed the entire system so that it goes into an autopilot mode after a while.


So, if you have a mortgage to review soon within the next few months, take the first step – speak to us and get the whole Startup course delivered free, worth over S$1,500!

What the book is all about..

How Can You Plan for Retirement in a World with Higher Inflation?

With practical writings like a workbook, mortgage expert and contrarian property investor Darren Goh reveals step-by-step how a middle-income salaried worker living anywhere* could invest in Singapore properties and potentially become mortgage-free in just 6 years, through a revolutionary 7-step F.R.E.E.D.O.M. system that’s almost guaranteed to deliver a retirement net worth of up to S$4 million*.

Uncover and profit from the following secrets:

  • Why it’s wrong to pay off a mortgage early?
  • Why good debt is the missing piece in wealth creation which most can’t see?
  • How one of the best investment vehicles in the world exists right here in Singapore, yet it is dismissed by its own citizens as too risky, technical and boring (for the retirees)?
  • How foreigners too can profit from this gem of investment in dynamic Asia?
  • (For Singaporeans) What’s the real reason for upgrading from HDB (public housing) to private properties and why the best age to do that is at 33?

At the heart lies a contrarian approach to property investment which any global real estate investor ought to sit up and take notice of.  Defying up to seven conventional thinking in personal finance, it will blow your mind!

Sample a free chapter below.

Mortgage-Free in 6 years

Selling in Kinokuniya, Popular & all major bookstores in Singapore

Mortgage-Free in 6 Years

The Complete Startup Course (US$247)

Get the gift of a free 12-month self-study course (book included) where you will master:


  • How to build a $500,000 property portfolio on REITs in just 6 years?
  • How to generate 10% return by focusing only on blue-chip names?
  • How to structure your mortgage to create autopilot cashflow and become mortgage-free in 6 years?
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* Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks

Disclaimer:
MortgageWise Pte Ltd is not in the business of providing financial advice nor are we licensed or regulated by MAS under the Financial Advisory Act (FAA) in Singapore. All information presented are opinions and any representations given, whether by way of example, illustration or otherwise, are purely portfolio allocation advice and not recommendations or inducements to buy, sell or hold any particular investment product or class of investment product.  All opinions are generic in nature and are not tailored to the particular circumstances of any reader.  Seek advice from a qualified financial advisor before making any investment decision.

Though every effort has been made to ensure the accuracy of the information and figures presented, we make no representations or warranties with respect to the accuracy or completeness of the contents in this blog and specifically disclaim any implied warranties or fitness for a particular purpose.  We shall not be held responsible for any financial loss or any other damages suffered whatsoever, directly or indirectly, if you choose to follow any of the advice or recommendations given in this blog.