Why Work With Us?
Short-term benefits
- Gift card $50 to $150 (see table below) – same rates but get more
- Reduced costs like slightly lower fees from our partner law firm(s)
- Advice based on interest rate cycle, hear our forecast
- Better “deviated” rates where only brokers can access to limited-time promotions
Long-term benefits
- CRM-triggered alerts 4-6 months ahead to help you make pre-emptive moves
- Loyalty reward ($50 gift card) for every successful referral (only for clients)
- Access the most comprehensive rates anytime with a text
- Privileges: work with pro-service bankers, law firms, etc
Other brokers may promise you high rewards or even cashback, but many are not as process-driven or organized like us (you might have to chase them later). Some are even one-man show. They might struggle to deliver the long-term benefits above which ultimately saves you more than any vouchers.
Speaking of vouchers, we are proud to have the most long-lasting and trusted referral scheme in Singapore for 8 years running (since 2014!). And it’s exclusive – you must become our client first. So many clients have earned hundreds in $$ rewards over the years as they continue to refer their family/in-laws/colleagues/friends to us, knowing that we always deliver on our promise. It’s not the vouchers or gift cards, it’s who you entrust your mortgage and those of your loved ones.
Leverage our forecast, CRM, network, resource & loyalty rewards to benefit the most long-term – knowing you have a trusted advisor every time you need to review mortgages.
No complicated mechanics. No “Up to” gimmicks. As long as your loan is min $300,000. See our growing list of clients’ testimonials.
Not to mention, you’ll also be helping to support our social cause.
Residential Property Rewards
Loan Amount |
Reward* |
>= S$800,000 |
S$150 Fairprice e-Gift Voucher |
>= S$500,000 |
S$100 Fairprice e-Gift Voucher |
>= S$300,000 |
S$50 Fairprice e-Gift Voucher |
*Rewards are given only when we are paid referral fees in full. There are home loan packages where our fees are cut partially or totally (direct-to-bank only). Our consultants will advise you when we recommend such packages | FairPrice e-Gift Voucher is an electronic gift voucher where value is loaded via QR code scan, which can be used in-store, online, or loaded into your FairPrice account via the App.
Commercial Property Rewards
Loan Amount* |
Reward |
>= S$500,000 |
S$100 Fairprice e-Gift Voucher |
>= S$300,000 |
S$50 Fairprice e-Gift Voucher |
* Equivalent when converted to SGD
Terms And Conditions (MortgageWise Rewards Scheme)
- Packages where banks do not pay us distributor (or referral) fees in full or at all are excluded for example (not limited to): direct-to-bank packages, priority banking package eg. DBS Treasures rates, direct online promotions, etc.
- All programmes are contingent on MortgageWise receiving the distributor fee in full from the bank for the loan successfully introduced by us; in event this distributor fee is not received or reduced for whatever reasons, Management reserves the right not to award the reward at its sole discretion.
- Gift value awarded is tiered on the final loan amount (based on SGD or equivalent) disbursed in accordance with Letter of Offer signed, and also on a per property basis. Loans cannot be combined for those with multiple mortgages.
- Wherever there is a time-based element to qualify for any programmes, we cannot be held responsible for delays in the loan application process caused by the bank or any other party or for whatever reasons and no such requests will be entertained.
- In situations where the loan is signed but subsequently withdrawn by you for whatever reasons, and the bank claws back from us the distributor fee paid out, we will ask you to refund us the full value of the rewards given via PayNow or otherwise.
- In event of any dispute Management reserves the right to any final decision it deems appropriate.
- Management reserves the right to stop any of above programmes or promotions, or change the gift card from one establishment to another of the same dollar value as it deems fit without prior notice.