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(F) choosing between fixed rate home loan and floating rate home loan

Has SORA already reached its lowest point at close to 1%?

7 January, 2026
That’s the million dollar question to ask if you have a mortgage…
https://www.mortgagewise.sg/wp-content/uploads/2023/03/fixed-vs-floating-1.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2026-01-07 18:27:432026-08-29 10:05:24Has SORA already reached its lowest point at close to 1%?

Will SORA crash to 1 per cent? (Part II)

15 November, 2025
This is a follow-up article to the one written end-June when…
https://www.mortgagewise.sg/wp-content/uploads/2022/09/interest-rate-8.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2025-11-15 17:12:182026-01-07 18:32:59Will SORA crash to 1 per cent? (Part II)
lady stumble on best home loan singapore

Your last chance to secure possibly a 0.85% mortgage rate by 2026?

8 September, 2025
It might even fall below that! If that sounds too good to…
https://www.mortgagewise.sg/wp-content/uploads/2021/06/lady-exhilarated-2.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2025-09-08 08:44:342025-11-15 17:22:02Your last chance to secure possibly a 0.85% mortgage rate by 2026?
rising mortgage interest rate

Will SORA crash to 1 per cent?

27 June, 2025
Before we even get to the question of 1 per cent, let’s talk…
https://www.mortgagewise.sg/wp-content/uploads/2022/07/interest-rate-6.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2025-06-27 10:29:282025-11-15 17:18:57Will SORA crash to 1 per cent?
mortgage interest rates going up and down

Deciphering the most likely path of interest rates in 2025

31 January, 2025
(Note: This is an opinion piece.) As we start off a new…
https://www.mortgagewise.sg/wp-content/uploads/2022/11/interest-rate-9.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2025-01-31 12:07:542025-11-15 17:19:38Deciphering the most likely path of interest rates in 2025
President of US Donald Trump speaking - trade policies and interest rate

Interest rate and the Trump trade II

8 November, 2024
As we have rightly observed the groundswell of dissatisfaction…
https://www.mortgagewise.sg/wp-content/uploads/2019/09/donald-trump.jpg 666 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2024-11-08 15:06:522025-06-28 18:09:57Interest rate and the Trump trade II
Tesla

Interest rate and the Trump trade

26 October, 2024
As we go nearer to the polls for U.S. Presidency election on…
https://www.mortgagewise.sg/wp-content/uploads/2021/01/tesla.jpg 544 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2024-10-26 11:01:232025-06-28 18:10:21Interest rate and the Trump trade
lady smiling with cash saved on mortgage interest

4 sure-fire ways to cut mortgage interest

12 September, 2024
Interest may be coming down soon, but at a historically-elevated…
https://www.mortgagewise.sg/wp-content/uploads/2023/10/lady-smiling-3.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2024-09-12 11:05:002025-06-28 18:12:294 sure-fire ways to cut mortgage interest
lady deciding which bank to refinance to

Will mortgage rates fall off a cliff?

15 August, 2024
The answer is likely yes.  In fact, fixed mortgage…
https://www.mortgagewise.sg/wp-content/uploads/2019/08/lady-thinking-1.jpg 667 1000 Darren Goh https://www.mortgagewise.sg/wp-content/uploads/2019/02/MortgageWise-Logo-e1568208138942.png Darren Goh2024-08-15 10:02:292025-06-28 18:12:50Will mortgage rates fall off a cliff?
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