calculations for decoupling of properties

Decoupling

Many have heard of the term “decoupling” when it comes to…
lady thinking about how to refinance home loan

With a return to sub-2% mortgage rates, should I be taking a floating rate instead?

As of end July 2025, we are seeing banks starting to offer 3-year…
(F) HSBC branch singapore

SmartMortgage by HSBC

Many would have heard of interest offset loan in Singapore when…
(F) couple discussing on SORA vs SIBOR mortgage peg

Mortgage 101 – What is SORA?

SORA stands for Singapore Overnight Rate Average.  It's…
central bank of United States of America

Will Fed be too slow to cut, just like how it was too slow to hike?

It has been a tumultuous month since U.S. President Trump’s…
(F) homeowner thinking about mortgage interest rate

Should you take the easy route to reprice your mortgage?

The natural tendency for all of us is to avoid unnecessary work…
lady in her 40s planning mortgages and retirement

I Am 45, How Should I Plan My Mortgage? (6 Tips)

With just 10 more years to go before hitting 55 years old, when…
(F) young couple planning for private property purchase

I Am 35, How Should I Plan My Mortgage? (7 Tips)

If you're in your early to mid-30s, upgrading to a private property…
(F) man deep in thoughts on which mortgage bank to pick

8 questions to ask before you decide to reprice or refinance your home loan

First, what is repricing?  It simply means you renegotiate…