
Decoupling
Many have heard of the term “decoupling” when it comes to…

Will Fed be too slow to cut, just like how it was too slow to hike?
It has been a tumultuous month since U.S. President Trump’s…

Should you take the easy route to reprice your mortgage?
The natural tendency for all of us is to avoid unnecessary work…

I Am 45, How Should I Plan My Mortgage? (6 Tips)
With just 10 more years to go before hitting 55 years old, when…

I Am 35, How Should I Plan My Mortgage? (7 Tips)
If you're in your early to mid-30s, upgrading to a private property…

8 questions to ask before you decide to reprice or refinance your home loan
First, what is repricing? It simply means you renegotiate…

Mortgage 101 – What Is SORA?
SORA stands for Singapore Overnight Rate Average. It's an…

With mortgage interest staying high in 2023, should you pay down your home loan?
We get asked this question on mortgage prepayment ever so often…

2022 – A Year Of Two Halves
We are about to wrap up 2022 with a final U.S. Fed FOMC meeting…